STEMâ„¢ Remote Terminal Management Platform

Real-Time Control. Zero Friction. Total Deployment Power.

STEM™ (Secure Terminal Equipment Management) is CHARGE Anywhere’s advanced platform for remotely deploying, managing, updating, and securing payment devices in real time.

No warehouses.
No manual processes.
No delays.

Just complete control over your entire payment terminal fleet—from anywhere.

stem - flexible payment technology for isos

Why STEM Changes Everything

Traditional terminal management is slow, expensive, and outdated:

  • Devices must be staged in secure rooms 
  • Keys injected before shipment 
  • Updates require manual intervention 
  • Replacements mean new hardware purchases 

STEM eliminates all of it.

With STEM, everything happens remotely—instantly.

why stem changes everything

What Makes STEM Superior

real-time remote updates

Real-Time Remote Updates

Push software updates, configurations, and new features to devices instantly—no physical access required.

secure tokenization

Remote Key Injection (RKI)

Securely inject encryption keys directly at the merchant location—eliminating costly secure room processes and logistics delays.

pci compliance assistance

No Hardware Replacement Required

Switch processors, add services, or update configurations without replacing terminals—dramatically reducing cost.

pci compliance assistance

Centralized Fleet Management

Manage thousands of devices across multiple locations from a single platform.

Dynamic Device Reconfiguration

Enable or modify:

  • Payment types (credit, debit, EBT, gift cards) 
  • Surcharging, tipping, tax settings 
  • Custom tender types and services 

—all pushed remotely in real time.

dynamic device reconfiguration

From Deployment Bottleneck → Instant Scale

Traditional Terminal ManagementSTEM Platform
Manual key injection in secure roomsRemote Key Injection (RKI) anywhere
Ship → configure → deploy delaysDeploy and activate instantly
On-site updates requiredOver-the-air updates in real time
Replace hardware to change providersReconfigure devices remotely
Fragmented tools and processesOne unified management platform
trusted. proven. ready to scale with you.

Powered by QuickSale HUB

STEM is not a standalone tool—it’s a core infrastructure layer of QuickSale HUB™.

That means:

  • Terminal Management + Gateway + Security = One Platform 
  • Seamless integration with QuickSale payment applications 
  • Built-in encryption, tokenization, and compliance services 
  • Full control across devices, transactions, and services 

STEM enables QuickSale HUB to deliver what competitors can’t:

A Fully Controlled, End-to-End Payments Ecosystem

Built for Scale, Designed for the Channel

STEM empowers:

  • ISOs & ISVs → Faster merchant onboarding 
  • Banks & Acquirers → Reduced operational costs 
  • OEMs & Distributors → Simplified device lifecycle management 
  • Enterprise Merchants → Real-time control across locations
pci compliance-as-a-service

The Bottom Line

Without STEM:
Manual processes. Delays. Higher costs. Limited control.

With STEM:
Real-time control. Instant deployment. Infinite scalability.

The CHARGE Anywhere advanced STEM platform transforms terminal management from a manual process into a real-time, software-driven advantage.